Rental investors qualify on the property's cash flow, not W-2s. See your ratio in seconds.
Get written DSCR loan terms for this property within 24 hours. No tax returns, no W-2s.
DSCR (debt service coverage ratio) is the property's monthly rent divided by its full monthly payment: principal, interest, taxes, insurance, and association dues. Most DSCR rental loans require a ratio of 1.0 or higher, with the best pricing above 1.2. This qualifier estimates a 30-year amortized payment to compute your ratio instantly.